More Insights

01/03/2022

Pizza, fish and chips or income protection?!

“I’m never ill”. “If I didn’t get paid, I would use my savings”. “It’s too expensive”.
Explaining the importance of income protection can sometimes be difficult, particularly if your clients are not aware of the need for cover. Why not use the following statistics with your clients to highlight the value of income protection?

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Pizza, fish and chips or income protection?!

21/10/2021

It’s only income protection (but I like it!)

Many of us will be familiar with the saying, “you sound like a broken record”. We have all had experiences where someone repeats the same message over and over (and over!) to get their point across.

To the person on the receiving end of this advice or opinion, it can become an annoyance. The person delivering the message does so because they believe in the message or advice they are giving. 

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It’s only income protection (but I like it!)

21/10/2021

How quickly could debt become a problem for your clients?

None of us can plan when we're going to be ill, for how long, or the impact it may have on our finances. In 2020 the average length of income protection claim at The Exeter was 53 weeks, with our longest claim being paid since 19971. In short, the risk of illness or injury impacting our finances is all too real, especially for those without access to employer sick pay.

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How quickly could debt become a problem for your clients?

31/08/2021

Income protection – it’s good to be flexible

With an income protection policy having the potential to cover your client for their entire working life, it’s important their cover changes to meet their needs.

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Income protection – it’s good to be flexible