Steve Bryan
|Director of Distribution and Marketing
For your clients in manual or self-employed occupations, not having income protection (IP) in place means their finances could be immediately exposed to the impact of ill health or injury.
Now more than ever, it’s arguably these clients who could benefit from your expertise and are most in need of a protection conversation:
• Sales of IP to some manual occupations fell by almost 60% in 20201
• 67% of working-age adults are concerned about a loss of income because of injury or illness2
• Only one in ten self-employed workers has an IP policy3.
Income First from The Exeter is a single income protection product that provides first-class cover for a wide range of occupations and includes:
• A range of waiting periods from one day to 52 weeks
• A choice of level guaranteed, or age costed premiums
• Flexible waiting periods for NHS medical professionals and teachers
• Access to a range of free member benefits, including remote GP appointments, mental health support and physiotherapy.
You matter more
We are committed to providing your clients with the valuable protection they need no matter their occupation. To find out more about Income First from The Exeter book a product overview with our adviser sales team.
Sources:
1 – Swiss Re Term and Health Watch 2021
2 – The Exeter “Let’s Talk Insurance” 2021
3 – The Exeter, Ill Prepared 2020, the self-employed financial resilience report
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