With an income protection policy having the potential to cover your client for their entire working life, it’s important their cover changes to meet their needs. Income First from The Exeter provides your clients with the flexibility to ensure they have adequate cover in place.
A big move, or starting a family?
Our guaranteed insurability option allows your clients to increase their benefit without further medical evidence if they:
• Get married or enter a civil partnership
• Have a baby or legally adopt a child
• Have an increase in salary
• Take out a new mortgage or increase the mortgage on the home they live in
• Get divorced
• Move to new rental accommodation or their rent increases.
Moving employer?
Moving to a new job may see your clients receive limited sick pay in their first year of service, leaving them under-protected against ill health or injury. With our employer change promise, we can pay a claim before the end of their waiting period, meaning they are not left short if they are unable to work.
Taking a break?
Whether taking a break from work to study, raise a family or travel, our policy breaks allow your client to reduce their benefit for up to three years. Policy breaks allow them to reduce their monthly premiums whilst keeping their valuable cover in place.
You matter more
It has never been easier to recommend income protection from The Exeter to your clients. To find out more about Income First, book a product overview with our adviser sales team.
240821/2154